Loan Terms for Private Hard Money Loans/Rehab Loans

At Kizzy Investment Group LLC, we are a team of experienced Commercial real estate developers committed to creating exceptional properties that meet the needs of our clients. With a focus on quality, innovation, and sustainability, we are dedicated to delivering outstanding results that exceed expectations.

As your rehab lender and hard money lender, real estate investors and house flippers can concentrate on purchasing a property and avoid spending time worrying about how to fund them. Our rehab private hard money loans will allow you to purchase a property below market price and perform the necessary repairs to enhance the value and saleability of the property.  

100% Fix & Flip – 9 months with an automatic 3-month extension, for a 1% fee, to 12 months; Ground Up – 12 months with two 3-month extensions for 2% fee per 3 months

Up to 75% (Based on After Repair Value)

FICO SCORE OF 650 – 699 = MAX ARV OF 65%
FICO SCORE OF 700+ = MAX ARV OF 70%
FICO SCORE OF 700+ with proven experience = MAX ARV OF 75%

Rehab funds are usually paid in one to three draws after verification of repairs, and mailed to you or wired directly to your account.

Guarantee: Personal guarantee required

Residential, non-owner occupied 1-4 family residential investment properties located within our lending areas:  Alabama, Connecticut, Delaware, Florida, Georgia, Indiana, Kentucky, Maryland, Massachusetts, Missouri, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia.

A completed Rehab Financial Group loan application & supporting documents, which may include, but are not limited to: (i) Three months most recent consecutive bank statements (both personal & business): (ii) A copy of your driver’s license: (iii) Fully executed (signed by buyer and seller) agreement of sale

(i) Purchase Agreement. (ii) Detailed Repair List itemizing cost. (iii) Builders Risk or Liability Insurance prepaid for term of loan. (iv) Inspection Report verifying work to be done and cost (obtained by KIG) “As-Is” and “After-Repair” value Appraisal.

Once a borrower has been approved, closings can be held within 5 to 10 business days after receipt of appraisal and inspection reports along with proof of payment.

Points: Paid at closing

Closing Costs: Paid at closing

Call us toll free at 833-544-5524 to speak with a lending specialist and discuss how we can help you reach your goals. By leveraging private hard money loans/rehab loans from Kizzy Investment Group, real estate investors and house flippers are able to move quickly when they find a good deal.